Terms of Use
Last updated: 28 December 2025
Agreement to Our Legal Terms
We are UboraFin (“Company,” “we,” “us,” or “our”). We operate this website and any related services that refer or link to these legal terms (collectively, the “Services”).
By accessing or using the Services, you agree that you have read, understood, and agreed to be bound by these Terms of Use. If you do not agree, you must discontinue use immediately.
Table of Contents
1. Our Services
The Services are not intended for use in jurisdictions where such use would violate applicable laws or regulations. Users access the Services at their own initiative and are responsible for compliance with local laws.
2. Intellectual Property Rights
Our Intellectual Property
All content, trademarks, logos, and intellectual property available through the Services are owned by or licensed to us and are protected by applicable laws.
Your Use of Our Services
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes.
3. User Representations
By using the Services, you represent that you have legal capacity and will not use the Services for any unlawful purpose.
4. Prohibited Activities
You agree not to:
- Violate any applicable laws or regulations
- Interfere with security features of the Services
- Engage in automated or unauthorized access
- Harass, abuse, or harm others
5. User Generated Contributions
If the Services allow submissions, you are responsible for the content you submit and confirm you have the necessary rights to do so.
6. Contribution License
By submitting content, you grant us a non-exclusive, royalty-free license to use it in connection with the Services.
7. Services Management
We reserve the right to monitor, restrict, or remove content and manage the Services at our discretion.
8. Term and Termination
These Terms remain in effect while you use the Services. We may terminate access at any time for violations.
9. Modifications and Interruptions
We may modify or discontinue the Services without notice and are not liable for any interruptions.
10. Governing Law
These Terms are governed by the laws of South Africa.
11. Dispute Resolution
Disputes will be resolved through informal negotiation or binding arbitration as permitted by law.
12. Corrections
We reserve the right to correct errors or inaccuracies at any time.
13. Disclaimer
The Services are provided “as is” without warranties of any kind.
14. Limitations of Liability
We are not liable for indirect, incidental, or consequential damages to the maximum extent permitted by law.
15. Indemnification
You agree to indemnify and hold us harmless from claims arising from your use of the Services.
16. User Data
You are responsible for data you submit. We are not liable for data loss.
17. Electronic Communications
You consent to electronic communications and electronic signatures.
18. Miscellaneous
These Terms constitute the entire agreement between you and us.
19. Contact Us
UboraFin
Email: xmkhize@uborafin.co.za