PRIVACY POLICY
Last updated December 28, 2025
This Privacy Notice for UboraFin
) your personal information when you use our services (
- Visit our
website
at http://www.uborafin.co.za or any website of ours that links to this Privacy Notice
- Use
Microloan, payday loan .UboraFin is a coming-soon financial services platform that collects interest and qualification information for short-term lending products, including microloans and payday loans. The website allows users to voluntarily submit their contact details and basic information so that we can assess eligibility and communicate about potential services. UboraFin does not currently offer loans directly through the website and does not use cookies or tracking technologies at this time.
- Engage with
us in other related ways, including any marketing or events
Questions or concerns? Reading this Privacy
Notice will help you understand your privacy rights and choices. We are responsible for making
decisions about how your personal information is processed. If you do not agree with our
policies and practices, please do not use our Services.zmkhize@uborafin.co.za
.
SUMMARY OF KEY POINTS
This summary provides key points from our Privacy Notice,
but you can find out more details about any of these topics by clicking the link following
each key point or by using our table of contents below to find the section you
are looking for.
What
personal information do we process? When you visit, use, or navigate our Services, we
may process personal information depending on how you interact with us and the Services, the choices
you make, and the products and features you use. Learn more about personal
information you disclose to us.
Do we
process any sensitive personal information? Some of the information may be considered
Do we
collect any information from third parties?
How do
we process your information? We process your information to provide, improve, and
administer our Services, communicate with you, for security and fraud prevention, and to comply with
law. We may also process your information for other purposes with your consent. We process your
information only when we have a valid legal reason to do so. Learn more about how we process your information.
In
what situations and with which
What
are your rights? Depending on where you are located geographically, the applicable
privacy law may mean you have certain rights regarding your personal information. Learn more
about your privacy
rights.
How do
you exercise your rights? The easiest way to exercise your rights is by submitting a data subject access request
Want to learn
more about what we do with any information we collect? Review the Privacy Notice in full.
TABLE OF CONTENTS
1. WHAT INFORMATION DO WE COLLECT?
Personal information you disclose to us
In Short: We collect personal information that you provide to us.We collect
personal information that you voluntarily provide to us when you
Personal Information Provided by You. The
personal information that we collect depends on the context of your interactions with us and the
Services, the choices you make, and the products and features you use. The personal information
we collect may include the following:
-
names
-
phone numbers
-
email addresses
-
mailing addresses
-
age group
-
monthly earning
-
employment status
Sensitive Information.
All personal
information that you provide to us must be true, complete, and accurate, and you must notify us
of any changes to such personal information.
2. HOW DO WE PROCESS YOUR INFORMATION?
In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law.We
process your personal information for a variety of reasons, depending on how you interact
with our Services, including:
fulfil
the
purposes
outlined
in
this
Privacy
Notice
unless
otherwise
required
by
law.
children
under
18
years
of
age
.
You
may
review,
change,
or
terminate
your
account
at
any
time,
depending
on
your
country,
province,
or
state
of
residence.
'DNT'
)
feature
or
setting
you can
activate
to
signal
your
privacy
preference
not to
have
data
about
your
online
browsing
activities
monitored
and
collected.
At this
stage,
no
uniform
technology
standard
for
recognising
and
implementing
DNT
signals
has been
finalised
.
As such,
we do
not
currently
respond
to DNT
browser
signals
or any
other
mechanism
that
automatically
communicates
your
choice
not to
be
tracked
online.
If a
standard
for
online
tracking
is
adopted
that we
must
follow
in the
future,
we will
inform
you
about
that
practice
in a
revised
version
of this
Privacy
Notice.
'
HOW
CAN
YOU
REVIEW,
UPDATE,
OR
DELETE
THE
DATA
WE
COLLECT
FROM
YOU?
'
email
us
at
zmkhize@uborafin.co.za
or
contact
us
by
post
at:
UboraFin
UboraFin
UboraFin
South
Africa
Based on
the
applicable
laws of
your
country
,
you may
have
the
right
to
request
access
to
the
personal
information
we
collect
from
you,
details
about
how
we
have
processed
it,
correct
inaccuracies,
or
delete
your
personal
information.
You
may
also
have
the
right
to
withdraw
your
consent
to
our
processing
of
your
personal
information.
These
rights
may
be
limited
in
some
circumstances
by
applicable
law.
To
request
to
review,
update,
or
delete
your
personal
information,
please
fill
out
and
submit
a
data
subject
access
request
.
- To deliver and facilitate delivery of services to
the user. We may process your information to provide you with the requested
service.
- To respond to user inquiries/offer support to
users. We may process your information to respond to your inquiries and
solve any potential issues you might have with the requested service.
- To
and manage your orders. We may process your information to fulfil and manage your orders, payments, returns, and exchanges made through the Services.
- To enable user-to-user
communications. We may process your information if
you choose to use any of our offerings that allow for
communication with another user.
- To deliver targeted
advertising to you. We may process your
information to develop and display
personalised content and advertising tailored to your interests, location, and more.
- To
identify usage trends. We
may process information about how you
use our Services to better understand
how they are being used so we can
improve them.
We
may need to share
your personal
information in the
following
situations:
- Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
-
When
we use Google
Maps Platform
APIs.
We may share your
information with
certain Google Maps
Platform APIs (e.g.
Google Maps uses GPS, Wi-Fi, and cell towers to estimate your location. GPS is accurate to about 20 meters, while Wi-Fi and cell towers help improve accuracy when GPS signals are weak, like indoors. This data helps Google Maps provide directions, but it is not always perfectly precise. UboraFin months
-
Business
Partners.
We may share
your information
with our
business
partners to
offer you
certain
products,
services, or
promotions.
We
may use
cookies
and
similar
tracking
technologies
(like
web
beacons
and
pixels)
to
gather
information
when you
interact
with our
Services.
Some
online
tracking
technologies
help us
maintain
the
security
of our
Services
,
prevent
crashes,
fix
bugs,
save
your
preferences,
and
assist
with
basic
site
functions.
We
also
permit
third
parties
and
service
providers
to use
online
tracking
technologies
on our
Services
for
analytics
and
advertising,
including
to help
manage
and
display
advertisements,
to
tailor
advertisements
to your
interests,
or to
send
abandoned
shopping
cart
reminders
(depending
on your
communication
preferences).
The
third
parties
and
service
providers
use
their
technology
to
provide
advertising
about
products
and
services
tailored
to your
interests
which
may
appear
either
on our
Services
or on
other
websites.
Specific
information
about
how we
use such
technologies
and how
you can
refuse
certain
cookies
is set
out in
our
Cookie
Notice
.
5. HOW LONG DO WE KEEP YOUR INFORMATION?
In Short: We keep your information for as long as necessary to
We
will
only
keep
your
personal
information
for as
long as
it is
necessary
for the
purposes
set out
in this
Privacy
Notice,
unless a
longer
retention
period
is
required
or
permitted
by law
(such as
tax,
accounting,
or other
legal
requirements).
No
purpose
in this
notice
will
require
us
keeping
your
personal
information
for
longer
than
6
months
.
When
we have
no
ongoing
legitimate
business
need to
process
your
personal
information,
we will
either
delete
or
anonymise
such
information,
or, if
this is
not
possible
(for
example,
because
your
personal
information
has been
stored
in
backup
archives),
then we
will
securely
store
your
personal
information
and
isolate
it from
any
further
processing
until
deletion
is
possible.
6. DO WE COLLECT INFORMATION FROM MINORS?
In Short: We do not knowingly collect data from or market to
We
do not
knowingly
collect,
solicit
data
from, or
market
to
children
under 18
years of
age
,
nor do
we
knowingly
sell
such
personal
information.
By using
the
Services,
you
represent
that you
are at
least 18
or that
you are
the
parent
or
guardian
of such
a minor
and
consent
to such
minor
dependent’s
use of
the
Services.
If we
learn
that
personal
information
from
users
less
than 18
years of
age
has been
collected,
we will
deactivate
the
account
and take
reasonable
measures
to
promptly
delete
such
data
from our
records.
If you
become
aware of
any data
we may
have
collected
from
children
under
age 18
,
please
contact
us at
zmkhize@uborafin.co.za
.
7. WHAT ARE YOUR PRIVACY RIGHTS?
In Short:
Withdrawing
your
consent:
If we
are
relying
on your
consent
to
process
your
personal
information,
which
may be
express
and/or
implied
consent
depending
on the
applicable
law,
you have
the
right to
withdraw
your
consent
at any
time.
You can
withdraw
your
consent
at any
time by
contacting
us by
using
the
contact
details
provided
in the
section
'
HOW
CAN
YOU
CONTACT
US
ABOUT
THIS
NOTICE?
'
below
.
However,
please note
that this
will not
affect the
lawfulness
of the
processing
before its
withdrawal
nor,
when
applicable
law allows,
will
it affect
the
processing
of your
personal
information
conducted in
reliance on
lawful
processing
grounds
other than
consent.
Opting
out
of
marketing
and
promotional
communications: You
can
unsubscribe
from our
marketing
and
promotional
communications
at any time
by
or by
contacting
us using the
details
provided in
the section
'
HOW
CAN YOU
CONTACT
US ABOUT
THIS
NOTICE?
'
below. You
will then be
removed from
the
marketing
lists.
However, we
may still
communicate
with you —
for example,
to send you
service-related
messages
that are
necessary
for the
administration
and use of
your
account, to
respond to
service
requests, or
for other
non-marketing
purposes.
Cookies
and
similar
technologies:
Most Web
browsers
are set
to
accept
cookies
by
default.
If you
prefer,
you can
usually
choose
to set
your
browser
to
remove
cookies
and to
reject
cookies.
If you
choose
to
remove
cookies
or
reject
cookies,
this
could
affect
certain
features
or
services
of our
Services.
If
you have
questions or
comments
about your
privacy
rights, you
may email us
at
zmkhize@uborafin.co.za
.
8. CONTROLS FOR DO-NOT-TRACK FEATURES
Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (9. DO OTHER REGIONS HAVE SPECIFIC PRIVACY RIGHTS?
In Short: You may have additional rights based on the country you reside in.Republic of South Africa
At any time, you have the right to request access to or correction of your personal information. You can make such a request by contacting us by using the contact details provided in the section
If
you are
unsatisfied
with the
manner in
which we
address any
complaint
with regard
to our
processing
of personal
information,
you can
contact the
office of
the
regulator,
the details
of which
are:
General
enquiries: enquiries@inforegulator.org.za
Complaints
(complete
POPIA/PAIA
form
5): PAIAComplaints@inforegulator.org.za & POPIAComplaints@inforegulator.org.za
10. DO WE MAKE UPDATES TO THIS NOTICE?
In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.
We
may
update
this
Privacy
Notice
from
time to
time.
The
updated
version
will be
indicated
by an
updated
'Revised'
date at
the top
of this
Privacy
Notice.
If we
make
material
changes
to this
Privacy
Notice,
we may
notify
you
either
by
prominently
posting
a notice
of such
changes
or by
directly
sending
you a
notification.
We
encourage
you to
review
this
Privacy
Notice
frequently
to be
informed
of how
we are
protecting
your
information.